travel insurance Archives -

March 29, 2016

Preparing to Enjoy the Ultimate Ski Trip

There are so many different holidays you might consider these days. For anyone looking for an active and picturesque vacation, a ski trip is the way to go. Here are a few suggestions that will help you to prepare for the ultimate ski trip.

Equipment

Nobody should consider going skiing without the right equipment. Sure, it’s going to be expensive to get all the right stuff. But safety and security are so important. A lot of ski resorts will provide equipment for people who are visiting. So, you should bear this in mind because it means you don’t have to buy everything. Having the right equipment when you ski is crucial for boosting your enjoyment and experience. Make a list of all the things you think you’re going to need when you go skiing so you can make the most of the trip.

by shailany

June 19, 2014

Buying Travel Insurance For Over 65

Travel Insurance

When it comes to travelling, age does not matter as long as you are able to do so. However, when it comes to travel insurance, the age will have an impact on the cost of the premium. If you are over 65 and applying for travel insurance, brace yourself for higher fees. Senior citizens are more at risk of getting sick or injured while travelling compared to younger travellers. At the same time, insurance providers have allocated a higher risk for them which explain the higher fees paid for travel insurance. Travel insurance for over 65 offer improved coverage and benefits than the regular policies. They are designed to address the needs of senior citizens, such as a 24-hour emergency service. Some providers even offer cash for medicines. Several insurance policies in the market today are for one way trips although some offer annual multi trip coverage. For senior citizens who are planning to travel more than two times in a year, then they should opt for multi-trips since it is the cheaper option. Fortunately, there are a bevy of firms offering travel insurance for over 65. If you are looking for an affordable insurance policy, use online comparison tools. […]

by shailany

April 4, 2013

Pros and Cons of Travel Insurance

Travel Insurance

While organizing a getaway, some of things you have to consider is whether or not to obtain travel insurance. When other vacationers would not leave the house not having this, understand travel insurance benefits and drawbacks before you decide to buy. Disadvantages of Acquiring a Travel Insurance Travel insurance could be unnecessary should you have already sufficient coverage coming from other companies. For instance, numerous credit cards offer members with traveling support and also travel security benefits, like insurance coverage for stolen, missing, delayed and damaged luggage; travel injuries; as well as vacation disruption or cancellation. In addition, a person’s health insurance plan may include health emergencies on a trip, your car insurance plans may include him when he hires a vehicle while his homeowners’ coverage may include theft. Prior to buying travel insurance, seek advice from your credit card firms for any certain insurance coverage offered by your card along with your health, car and homeowners’ insurance providers to learn exactly what coverage your policies offer should you be away from your home. As soon as you find what plans you currently have, you may think that this additional benefits given from travel insurance aren’t worthy of the price. […]

by shailany

March 11, 2013

Planning for Summer Holidays

Travel Insurance/Travel Tips

Summer is on its way and for many lucky Brits that means a trip abroad with family or friends. It would be great if the days and weeks before a summer holiday could only be spent jumping up down with excitement, but the fact is there is plenty of planning to do. Those who don’t make plans before their holiday could find themselves in a great deal of bother when the time comes to make the journey to the airport and fly abroad. Travel insurance Booking travel insurance isn’t legally compulsory, but the majority of holiday-goers are keen to spend a few pounds on protecting themselves against horrific hospital bills abroad. There are plenty of travel insurance companies around and it’s worth comparing premiums to make sure you get the best value deal for your holiday. This is especially true for tourists with medical conditions, as the premiums offered to them are likely to wildly vary. There are specialist travel insurance companies online and it might be worth visiting these websites if you want to deal with a company that knows your medical condition inside out. Those planning any sort of potentially dangerous activities like water sports, winter sports, mountain […]

by shailany

February 25, 2013

3 Commonly Forgotten Insurance Types for Your Overseas Holidays

Travel Insurance

On your next overseas holiday, be mindful of these commonly forgotten insurance types. These insurances can help save you a significant amount of money if an accident occurs. Many people who have accidents on holiday are often put in a financial bind. A financial bind may cause significant hardship on a family and cause them stress and loss of assets. Every family should have insurance while on a holiday. Here are the most important types that I have found. 1. Overseas Medical Insurance Emergency and accidental medical insurance policies are necessary if you are traveling overseas. This type of insurance ensures that you are reimbursed or covered for medical expenses during a trip. With overseas medical coverage, travelers are reimbursed or covered when they incur medical expenses during the trip. Some overseas medical insurance will cover pre-existing conditions, but may not cover certain extreme sports. These policies simply require that they are informed prior to the trip. Other policies will not cover prior conditions. Some insurance companies will cover medical evacuation in cases of political unrest or better medical care in another area. 2. Travel Insurance Baggage loss and theft is often a reality of travel. Travel insurance will cover […]

by shailany

October 31, 2012

4 Questions You Should Ask Before Buying Travel Insurance

Travel Insurance

Having travel insurance has now become a necessity for people travelling either on vacation or for business purpose worldwide. More and more travelers are now seeking a reliable insurance agent who can insure maximum travel risks. While looking for a suitable policy from a dependable insurance agent, misunderstanding regarding their coverage tends to be one of the biggest mistakes that they encounter. Instead of just making assumptions that may put you into trouble, it is recommended to ask yourself the following questions before buying a travel insurance. Will my pre-existing medical condition be covered? For proper protection while claiming and for ensuring sufficient coverage, clarifying your doubt is essential to consider additional coverage for unstable pre-existing conditions. These days, it is possible to cover such condition by buying additional supporting policies. Before buying the insurance, you will have to read your medical questionnaire thoroughly wherein you will have to reveal about your unstable medical condition. Did you know an incorrectly answered questionnaire can charge you a deductible of $5,000? Is travel insurance offered by my credit card? This is the most common doubt that all credit card holders have. A few credit cards do have health and travel insurance, whereas […]

by SHAILANY