There are many companies offering backpackers travel insurance which makes finding the best one a daunting task. It entails a lot of leg work and research on your part. With the plethora of choices available on the Internet, it all boils down to finding the provider that meets your budget and requirement. Here then are some factors you need to consider when looking for backpackers insurance: Emergency medical coverage Emergency medical coverage is necessary in case you become ill or suffers an injury abroad. Backpacker travel insurance will vary from one provider to another but it would be a good idea to include rescue and ambulance costs when looking for a policy. Some providers include dental coverage as well so it might be worth considering if tooth ache sets in. Policy Excess When claiming backpackers insurance, policy excess will come in handy when you need to settle in case of a claim. Let us say you lost mobile phone while abroad, your insurance provider will only pay for the difference between the cost of your phone and the amount of excess on your policy. In general, the higher the excess, the cheaper is the policy. Personal Belongings Another must have […]