Finding travel insurance when going on a trip to the United States can go a long way in ensuring a safe and worthwhile trip. But where can you find travel insurance US? Here is a short guide for finding affordable travel insurance.
Ask a travel agent
Your travel agent can prove to be a valuable resource for getting affordable travel insurance. There is a huge difference between travel insurance for a single trip or an annual coverage for several trips so do work this out with your travel agent.
Inquire with your credit card provider
Get in touch with your credit card provider and ask whether they are providing complimentary travel insurance US if you will buy your airline tickets using your card. Ask if they will upgrade your credit card from bronze to silver, gold, or platinum to get complementary travel insurance. This will all depend on your status with the bank or credit history. You can check the online tool Credit Card Navigator for more information about medical travel insurance.
Check with your car insurance provider
Another source for finding travel insurance is through a car insurance company. If you are a member of a road service organization such as AAA or CAA or NRMA, chances are they might be offering travel insurance.
Review visitor travel insurance comparison sites
Visitor travel insurance sites like VisitorGuard.com,VisitorsCoverage.com , Visitorshield.com ,VisitorsHealth.com, nriol.net, insuremytrip.com and Squaremouth.com may have travel insurance plans that you can consider. While most of them do not cover pre-existing conditions, some plans do offer some coverage especially for treating sudden and acute onset of an existing condition. It is advisable to still carry your regular medicines during your trip.
Visitor insurance plans may be categorized into fixed-benefits and comprehensive plans. The former limits the medical benefits for each covered service while the latter offers coverage for the policy maximum. As you go about searching for travel insurance US, do make sure that you understand the fine print first before signing up. You do not want to find yourself getting delayed or encountering some hassles because of you did not fully understand your travel insurance plan.